It was one of those rainy Sundays, the kind where you just want to stay in your pajamas, light a candle, and bake something that wraps the house in warmth. I remember the first time I made this banana pecan caramel layer cake. My little one peeked into the kitchen, drawn by the smell of caramel bubbling on the stove, and by the time the cake was cooled and frosted, there were already spoons in hand. From the very first bite, it became a staple in our home. Not just a dessert, but a memory, a hug on a plate.
This cake is rich, nutty, and filled with the deep sweetness of caramel that melts into the soft banana crumb. The pecans add that perfect little crunch. And the frosting? Oh, darling, it’s not just a topping it’s a whole love story.
What Makes This Banana Pecan Caramel Cake So Special
We all have a banana bread recipe we love. But this? This is the elevated cousin that wears pearls and still knows how to belly laugh. It’s three layers of banana cake that’s tender from ripe bananas and buttermilk, with chopped pecans baked right in. Then comes the caramel frosting, smooth and luscious, with just enough sweetness to balance every bite.
This isn’t the kind of cake you rush. It asks you to slow down, breathe in the vanilla, stir the caramel slowly, and think about the people you love.

The Ingredients You’ll Need (And Why They Matter)
For the Cake:
- 3 cups all-purpose flour: The base. Use a spoon to scoop and level it don’t pack it!
- 1 tsp baking powder + 1 tsp baking soda: They work together to lift the cake.
- 1/2 tsp salt: A pinch of balance.
- 1 cup unsalted butter, softened: Please, no margarine. This is where the flavor starts.
- 1 1/2 cups granulated sugar + 1 cup brown sugar: The mix gives you depth and sweetness.
- 3 large eggs: Room temp, always. Helps with a smooth batter.
- 2 tsp vanilla extract: The soul of most baked goods.
- 1 1/2 cups mashed ripe bananas (about 3 large): The riper, the better. Dark speckles mean flavor.
- 1 cup buttermilk: For moisture and a tiny tang.
- 1 cup chopped pecans: Toast them if you’ve got time. Trust me.
For the Caramel Frosting:
- 1 cup unsalted butter: This is our base again. Rich and creamy.
- 2 cups packed light brown sugar: For that molasses-kissed flavor.
- 1/2 cup heavy cream: Makes the caramel smooth as silk.
- 4 cups powdered sugar, sifted: No lumps here, please.
- 2 tsp vanilla extract: Just a little more magic.
- 1 cup chopped pecans (for garnish): Toasted if you’re feeling fancy.
Step-by-Step Instructions With My Favorite Tips

Preheat with Love
Set your oven to 350°F (175°C). Grease and flour three 9-inch round cake pans. Don’t skip the flour it’s how you get that easy release. I usually trace the pan on parchment paper, cut it out, and place it at the bottom for a perfect flip.
Look this delicious cake: The First Time I Made This Cake, I Said, “Are You Kidding Me?
Mix the Dry Ingredients
Whisk together flour, baking powder, baking soda, and salt in a bowl. Set it aside like a little gift you’ll come back to.
Cream the Butter and Sugars
In your biggest mixing bowl, beat the butter until creamy then add in the sugars. Mix until it looks light, fluffy, and smells like sweetened dreams. This part adds air to the batter.
Add Eggs and Vanilla
One egg at a time. Breathe, crack, pour, and mix. Don’t rush. Stir in vanilla and smile it’s already smelling like cake.
Mash, Add, and Fold
Mash those bananas. Lumps are okay they melt into the batter. Blend them in.
Now, add the dry ingredients in three parts, alternating with the buttermilk (which you’ll pour in two parts). Always begin and end with the dry mix. This rhythm keeps your batter smooth and even.

Finally, gently fold in the chopped pecans. Let them scatter in like confetti at a party.
Pour and Bake
Divide the batter equally into your prepared pans. Smooth the tops with a spatula it’s worth the extra second.
Bake for 25-30 minutes. When a toothpick comes out clean with a few moist crumbs, they’re done. Let them cool for 10 minutes in the pans, then flip them gently onto wire racks. Let them cool completely before frosting. Trust me. Warm cakes and frosting don’t mix.
The Caramel Frosting You’ll Want to Eat with a Spoon
Start the Caramel Base
In a saucepan, melt butter over medium heat. Add the brown sugar and cream. Stir constantly it should look glossy and thick.
Let it simmer gently for 2-3 minutes, then pull it off the heat and let it cool for 5-10 minutes. Not too long you want it warm but not hot when you mix in the sugar.
Whip It Good
Gradually beat in the powdered sugar until it’s silky. Add the vanilla and a splash more cream if it feels stiff. You’re looking for a spreadable, dreamy consistency.
Let’s Build This Cake
Place the first cake layer on your serving plate. Frost the top generously. Repeat with the second layer, then the third.
Frost the top and sides with love. Use your spatula like a paintbrush. Let it be imperfect that’s where the charm is.
Now sprinkle those pecans on top. Press some along the sides if you like that rustic, bakery-style look.
Let the cake rest for 30 minutes to an hour before serving. This helps the frosting set.
Make It Your Own
Want to add a pinch of cinnamon to the batter? Go for it. My grandma used to sprinkle cinnamon in just about everything, and I still do it with a smile. Or try adding a splash of bourbon to the caramel for grown-up flair. No rules just what makes your heart happy.
How to Store This Cake
Leftovers? You’re lucky! Store the cake in an airtight container at room temperature for up to 3 days. If it’s warm in your kitchen, pop it in the fridge and bring slices to room temp before serving.
You can also freeze the unfrosted cake layers. Wrap them tightly and store them for up to 2 months. Thaw at room temp before frosting.
The Sweetest Memories Come from the Kitchen
There’s something almost magical about the way a homemade cake can turn an ordinary moment into a cherished memory. I truly believe that food is a love language, and this banana pecan caramel cake? It speaks volumes. It tells stories of comfort, tradition, and little moments of joy that stick with you longer than any grand celebration. Every bite feels like a gentle nudge, reminding you that you’re home, you’re safe, and you’re loved.
This cake holds a special place in my heart, and not just because it’s delicious (which it absolutely is). It’s because every time I make it, I’m reminded of the people I made it for. There was the time my son brought his best friend over and they both sat on the kitchen floor, plates in their laps, giggling with frosting on their noses. Or the time my sister and I stayed up past midnight catching up over generous slices and mugs of tea, letting the quiet hum of the night wrap around us. Those are the memories I carry, and somehow, this cake is always part of them.

It’s not just about the flavor which, between the sweet banana, buttery pecans, and rich caramel, is an absolute dream. It’s about the process too. The slow stirring of caramel, the warm scent of banana filling the kitchen, the gentle folding in of toasted pecans. All of it feels so intentional, so grounding. It turns baking from a task into a kind of therapy, a way to slow down and really be in the moment.
Sometimes we bake for others, and sometimes we bake just for ourselves. And that’s okay. One rainy afternoon not too long ago, I made this cake simply because I needed a little pick-me-up. I turned on my favorite playlist, pulled my hair into a messy bun, and lost myself in the rhythm of measuring, mixing, and layering. By the time I was done, I felt lighter. The weight I’d been carrying that week had eased, just a little. That’s the power of food made with love.
And let’s talk about that first bite the one where you get a little bit of everything: the moist banana cake, a crunch of pecan, that creamy caramel frosting that’s just the right amount of sweet. It’s the kind of bite that makes people pause, close their eyes, and smile. The kind that makes you reach for seconds before you’ve even finished your first slice.
So if you’re thinking of making this cake, please do. Bake it for someone’s birthday. Bake it because you have ripe bananas and don’t want them to go to waste. Bake it on a cloudy Sunday when the house is quiet and the oven is calling your name. Whatever your reason, this cake will meet you there.
And if you do make it oh, I would love to see it! Tag me on Instagram or drop me a message. Seeing your beautiful creations, hearing your stories it’s the very best part of sharing these recipes. It reminds me why I started all this in the first place: to connect, to share love through food, and to create something lasting.
Bake with joy, serve with pride, and don’t forget to sneak a spoonful of frosting when no one’s looking. It’s practically tradition at this point.
Love always, Anna

Banana Pecan Caramel Layer Cake
Equipment
- Mixing Bowls
- Hand or Stand Mixer
- Whisk
- 9-inch Round Cake Pans (3)
- Spatula
- Wire Racks
- Saucepan
Ingredients
Cake
- 3 cups All-purpose flour
- 1 teaspoon Baking powder
- 1 teaspoon Baking soda
- 0.5 teaspoon Salt
- 1 cup Unsalted butter softened
- 1.5 cups Granulated sugar
- 1 cup Brown sugar packed
- 3 large Eggs room temperature
- 2 teaspoons Vanilla extract
- 1.5 cups Mashed ripe bananas about 3 bananas
- 1 cup Buttermilk
- 1 cup Chopped pecans toasted optional
Caramel Frosting
- 1 cup Unsalted butter
- 2 cups Light brown sugar packed
- 0.5 cup Heavy cream
- 4 cups Powdered sugar sifted
- 2 teaspoons Vanilla extract
- 1 cup Chopped pecans for garnish